News

Insurance poses more question than answers

Contributed

A GRAFTON woman seeking affordable home insurance is finding more questions than answers in her search.

In Friday's Daily Examiner, Miller St resident Helen Hearnshaw told how her insurance premium had risen from $1711 to $9600, through the inclusion of mandatory flood cover, prompting her to look elsewhere.

The article prompted calls from people suggesting different insurance companies.

"I had a conversation with a friend who lives in McHugh St, not far from here," Mrs Hearnshaw said.

"She had her renewal slip with APIA and the premium was $1200-odd, including flood."

"I told her APIA had refused to offer me any cover at all - I don't think she believed me.

"So we called APIA and the lady just said if my friend had been with APIA for a while, they would continue to cover her, but no new policies would be offered to people like me."

A spokesman for APIA confirmed this was the company's policy.

"We would never kick anyone off an existing policy," he said. "But a few years ago we stopped writing business for high and extreme flood areas."

He said the basis for the decision comes from the National Flood Risk Database.

"We make our own call from the data we receive from it.," he said.

As Mrs Hearnshaw continued to search, she found more anomalies in the flood cover available. After the online Coles Insurance tool refused cover for her home, she punched in different addresses near her home.

"If I change my address to 9 or 11 Miller I am able to get quotes," she said.

She entered data for addresses in McHugh, Breimba Sts and Island View Cl which returned interesting results.

"All of McHugh St addresses were offered a policy. Number four Breimba was, but not 86, and none for Island View Cl," she said. "Any house on the river side of Miller is denied a policy."

A spokesman for Clarence Valley Council said insurers were increasingly using independent flood height data.

Topics:  flood grafton insurance premiums



Skin clinic swims for charity

Toby Campbell, Natalie Le Breton, Dr Mark Groves and Tanya Priest from the Yamba Skin Clinic who organised the swim to raise money for Lower Clarence Relay for Life.

Swimming fundraiser a success for Yamba Skin Clinic

WIN a fishing trip, $5000 BCF voucher and get free stuff

Want to catch one of these big fellas!? Get your name into our competition to win the ultimate fishing holiday!

WERE running a stack of reely incredible giveaways!

Strange Politics: Follow Pauline on high and low roads

No need to choose - Pauline takes the high and low roads.

Enter Pauline Hanson - the political phoenix

Local Partners

Lifeguards commended after rescuing eight at Pippi

Lifeguards Harry Fahey and Mikey Gilliman talk about their 'textbook rescue' of eight swimmers while on patrol at Pippi Beach


5 things to do this weekend

Lower Clarence Relay for Life Swim

Looking for something to do this weekend?

Puppetry of the Penis secrets revealed ahead of show

The famed Puppetry of the Penis is coming to the Sunshine Coast for shows in Noosa and Caloundra.

WARNING: This interview contains adult themes and traces of nuts

Artist program to link to gallery theme

VALUABLE STINT: Indigenous artist Karla Dickens at work in Grafton Regional Gallery's studio during her 2010 artist's residency.

Gallery encouraging indigenous artists to take up residency offer

Jennifer Aniston wants to return to TV

Jennifer Aniston is desperate to make a return to TV

Madonna hopes for election unity

Madonna hopes Donald Trump's election will "bring people together"

JK Rowling rules out Cursed Child trilogy

JK Rowling has ruled out a 'Cursed Child' movie trilogy

Buckley's chance in psychological thriller

James McAvoy and Betty Buckley in a scene from the movie Split.

Broadway veteran back on big screen with James McAvoy

Daniel MacPherson: acting’s a bit like channel surfing

Australian actor Daniel MacPherson in a scene from the American TV series APB.

THE Aussie export talks about making his mark in the US.

Shopping isn't fun if you can see dead people

Lisa Marie Woodham will be giving readings in Gladstone until Saturday January 21.

Shopping isn't fun if you can see dead people

Thousands of jobs part of $1b retirement village project

THIS YEAR: An artist impression of the new Aveo retirement village in Springfield.

Aveo Springfield unveiled this month, homes ready by July

Rates safe from land value hike

DRIVING GROWTH: The Pacific Highway upgrade has been linked to improved land values.

Figures up in latest valuer-general report

KNIFE-EDGE: The housing tightrope we now face

Even the smallest interest rate rise will be hard for some to handle.

One if five home owners at risk, according to new analysis

Historical home leaves family's hands after 75 years

SALE CONFIRMED: The Gympie Regional   Realty team which sold the Ramsey property are (back) Mel Gastigar, Dorothy Palmer and Margaret Cochrane, with (front) home seller Terri-Jayne Ramsey.

Ramsey family played a huge role in Gympie's growth.

Pat Rafter's $18m Coast home proves hot property

PAT'S PAD: The Sunshine Beach home of tennis ace Pat rafter is on the market for a record price.

"It's a record for our company and for the Sunshine Coast.''

Ready to SELL your property?

Post Your Ad Here!