There are significant benefits in using our services as follows;
We have access to over 25 lenders, I travel to your work or home and I am available after hours.
Because everyone’s situation is different, certain lenders have developed products to suit specific situations – this allows them to undercut their competitors in certain areas. The choice of lender often goes beyond the loan with some offering significant in branch services whilst other specialise in electronic services such as internet and phone banking. My job is to understand your situation and show you the lenders that have the most suitable cost effective options for you to choose from.
You could try to do the research yourself – but banks only publish the good news on the internet and visiting a dozen banks to get information sheets is very time consuming. We provide a comprehensive comparison report which shows the critical information affecting a loan.
Our main product is education, with regard to both the loan process and loan products. We also help you understand the small print and how to avoid the lender “tricks”.
Unlike banks, we offer an advisory service as distinct from a transactional service. We strive to make sure our clients have a great loan product available for the life of their loan with us, even if this means refinancing to a different lender half way through a loan.
Best of all is that you don’t pay me for my services. This is because the lender you choose pays me and this is factored into the loan in the same way that the salary of the loan officer in a branch is factored into a loan. It does not change the loan product, interest rate, or increase any fees or charges.
We look forward to helping you in the future.