News

Insurance poses more question than answers

Contributed

A GRAFTON woman seeking affordable home insurance is finding more questions than answers in her search.

In Friday's Daily Examiner, Miller St resident Helen Hearnshaw told how her insurance premium had risen from $1711 to $9600, through the inclusion of mandatory flood cover, prompting her to look elsewhere.

The article prompted calls from people suggesting different insurance companies.

"I had a conversation with a friend who lives in McHugh St, not far from here," Mrs Hearnshaw said.

"She had her renewal slip with APIA and the premium was $1200-odd, including flood."

"I told her APIA had refused to offer me any cover at all - I don't think she believed me.

"So we called APIA and the lady just said if my friend had been with APIA for a while, they would continue to cover her, but no new policies would be offered to people like me."

A spokesman for APIA confirmed this was the company's policy.

"We would never kick anyone off an existing policy," he said. "But a few years ago we stopped writing business for high and extreme flood areas."

He said the basis for the decision comes from the National Flood Risk Database.

"We make our own call from the data we receive from it.," he said.

As Mrs Hearnshaw continued to search, she found more anomalies in the flood cover available. After the online Coles Insurance tool refused cover for her home, she punched in different addresses near her home.

"If I change my address to 9 or 11 Miller I am able to get quotes," she said.

She entered data for addresses in McHugh, Breimba Sts and Island View Cl which returned interesting results.

"All of McHugh St addresses were offered a policy. Number four Breimba was, but not 86, and none for Island View Cl," she said. "Any house on the river side of Miller is denied a policy."

A spokesman for Clarence Valley Council said insurers were increasingly using independent flood height data.

Topics:  flood grafton insurance premiums



Council's problems don't stem from inefficiency: Mayor

Clarence Valley Council mayor Jim Simmons.

Community wants more services than we can afford

Kapeen double as Magpies welcome back NRL veteran

GLIMMER OF HOPE: Two solo tries from winger Eathan Kapeen gave Lower Clarence Magpies an early lead in their NRRRL encounter with Cudgen Hornets.

Another tough road trip for Lower Clarence

Come one and all to celebrate 40 years

Maclean High School's Class of 1977 is holding its 40-year reunion on the October long weekend.

Were you in Maclean High School's Class of '77?

Local Partners

Come one and all to celebrate 40 years

A PLANNED reunion of students who graduated from Maclean High School in 1977 has become a whole lot bigger.


Love, lies and leading ladies in extraordinary free concert

DOUBLE ACT: Catherine Britt and Amber Lawrence are touring together.

Award-winning female country artists team up to tour latest music

What to expect at Birds of Tokyo's Ipswich gig

The band will perform at the Racehorse Hotel on Friday.

BAND member Glen Sarangapany talks music, pub grub and doing shoeys

Criterion Theatre's new call to arms

Meg Lucas as Raina and Wesley Chegwidden as Captain Bluntschli in the Criterion production of Arms and the Man.

Life member returns to direct charming comedy

Police confirm dead after explosions at Ariana Grande concert

An explosion has been reported at Manchester near an Ariana Grande concert.

Love, lies and leading ladies in extraordinary free concert

DOUBLE ACT: Catherine Britt and Amber Lawrence are touring together.

Award-winning female country artists team up to tour latest music

Seven Year Switch: The boner to end all boners

Johnny’s outraged over claims he has a cracked boner.

She gulps. Her face says it all.

Bay to star in Hollywood shark thriller ‘Cage Dive’

Cage Dive, written and directed by Gerald Rascionato, is now screening in the United States of America. It had scenes filmed in Hervey Bay.

And our visiting humpback whales also make appearance.

Celebrity sex tapes: Where does all that money go?

Basically, did Paris and Kim earn fortunes from their videos?

Rachael's journey on The Voice comes to an end

KNOCKED OUT: Rachael Noakes performs during her knockout round on The Voice.

Grafton's Rachael Noakes plans to build on momentum of new exposure

Rachael's music dream lives on after The Voice exit

Rachael Noakes performs during her knockout round on The Voice.

GRAFTON singer performs Justin Bieber hit in knockout round.

One of Maryborough's most historic homes is still for sale

FULL OF HISTORY: Trisha Moulds is owner of the historic Tinana state known as Rosehill. The beautiful home is currently for sale.

It has been the scene of both joy and tragedies over the years.

The face of the Sunshine Coast's overpriced rental crisis

Alyx Wilson had to rent a $385 unit in Currimundi because the market was too competitive for cheaper rental housing. She is now renting a room from friends who own a house in Currimundi, and says its much more affordable.

Young people feel the strain in competitive, expensive rental market

WATCH: Take a tour of a tradie's dream home

5a Bruce Hiskens Court, Norman Gardens, going for $720,000. INSET: Lea Taylor.

Huge block with potential for anything

REVEALED: Where it's cheaper to pay off a mortgage than rent

6/190 Ewing Rd, Woodridge, is listed for offers $215,000. Picture: realestate.com.au

Brisbane suburbs where it is cheaper to buy than rent

The hardest place in the state to find a rental property

RENTAL SHORTAGE: Richmond River, Ballina Bar Emigrant Creek Pacific Highway Teven Interchange. Photo Jay Cronan / The Northern Star

Not enough supply to meet insatiable demand

Ready to SELL your property?

Post Your Ad Here!