Life insurance basics

What is it?

Life/Death cover is an insurance cover that makes a lump sum payment to your family if you were to die or be diagnosed with a terminal illness.

Why do you need it?


Death cover offers you the security that if the unexpected were to happen, at least your family won't have to worry about money.

If you were to die unexpectedly and your surviving family were relying on you financially, how would your family continue to meet ongoing expenses paying your existing loan arrangements (i.e. Car Loans, Credit Cards etc), your children's education costs, large debts such as your home loan and maintaining the current day to day lifestyle requirements.

Protect your family today!

Let a Ratesonline accredited insurance consultant help you with this insurance policy.



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